Direct Loan Application Process

Students who wish to apply for a Direct Loan must complete the following steps.

  1. Go to www.StudentLoans.gov and complete a Master Promissory Note (MPN). If you have any problems completing the MPN, please call 800-557-7394 for assistance. Sign in using your FAFSA PIN. If you do not have a PIN or have forgotten your PIN go to www.pin.ed.gov.
  2. Complete the Loan Entrance Counseling. Entrance Counseling must be completed from www.StudentLoans.gov site as well.
  3. After completing the first 2 online processes, (MPN and Entrance Counseling) a Federal Direct Loan Request Worksheet must be completed and submitted to the Financial Aid Office. [Financial Aid Forms Page]

Annual Student Loan Acknowledgment

Effective for the 2020-21 award year, all Direct Loan borrowers (subsidized, unsubsidized, and parent PLUS) will be required to complete the Annual Student Loan Acknowledgment (ASLA) before receiving the first disbursement on the first Direct Loan that the student or parent borrows for each new award year. The ASLA requires student and parent borrowers to view how much they currently owe in federal student loans, and to acknowledge that they have seen these amounts, before borrowing new loans each award year.  The ASLA requirement is in addition to Entrance Counseling and Master Promissory Note. After April 15, 2020, borrowers can log into their student aid account at www.studentaid.gov with their FSA ID and password to complete this Annual Student Aid Acknowledgement.

Loan Exit Counseling

Students who graduate from CCC, transfer to another institution, or drop below 6 credit hours must complete the Exit Counseling available on the www.StudentLoans.gov site as well.